life insurance policy
life insurance policy
life insurance policy
Find What You Are Looking For Today! All The Info At All The Services.
AllTheServices.com
Com Insurance
Looking For Com Insurance? Find Exactly What You Are Looking For At The Newest And Best Online Resource.
AllTheAutomotive.com
Get Estate Planning
Find websites about Estate Planning
www.allabouttheworld.com
Search For Insurance
Find websites about Insurance on web directory
find-websites-directory.com
Isurance
Find isurance
www.ave99.com
Free Insurance Quotes
Online Insurance Quotes for Health, Life, Homeowners, and Auto Insurance.
Best-Insurance.Biz
Affordable Insurance
Free Online Quotes for Auto, Health, Life, Travel, and Home Owners Insurance.
OnlineAffordableInsuranceQuotes.com
Life Insurance Quotes
Get Life Insurance Quotes Online Now! Fast and Free
Best-Life-Insurance.biz
Local Lawn Service
Leading Lawn Service in your city. Local Lawn Service.
www.HelloLocal.com
Looking for Life Insurance Policy
Get Numbers, Addresses, Directions, Ratings & Other Local Info.
www.LocalDouble.com
How to Date Chinese Girls
The skill you need to date a beautiful Chinese girl in China
chinaontv.com
Check out new videos now!
Free entertainment videos Watch now!
www.My10online.com
Free videos now
Check out Gossip Center Click here to watch!
www.gossipcenter.com
Free videos
Click now to watch Hot new videos!
www.GossipCenter.com
The Best Cartoon in 2009
One Chinese Student Spent 3 Years to Come Up this Award Winning Film
www.chinaontv.com
 | This article may require cleanup to meet Wikipedia's quality standards. Please discuss this issue on the talk page or replace this tag with a more specific message. This article has been tagged since July 2006. |
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the policy owner's death. In return, the policy owner (or policy payer) agrees to pay a stipulated amount called a premium at regular intervals.
As with most insurance polices, life assurance is a contract between the insurer and the policy owner (policyholder) whereby a benefit is paid to the designated Beneficiary (or Beneficiaries) if an insured event occurs which is covered by the policy. To be a life policy the insured event must be based upon life (or lives) of the people named in the policy.
Insured events that may be covered include:
- death,
- accidental death
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.
Life based contracts tend to fall into two major categories:
- Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment.
- Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums.
Even more about life insurance policy
Find a lost and unclaimed life insurance policy
Search for lost and unclaimed life insurance
GEICO - Life Insurance
Manage My Life Insurance Policy. Service Your Life Insurance Policy ... We're here 24 hours a day, 7 days a week, 365 days a year. Sales: 1-800-841-2964
