dental insurance personal
dental insurance personal
in insurance
Want to find in insurance? Deals here!
all-round-search.info
Personals
Find Personals. We have the lowest prices and best Information. Don't wait, check it out now.
www.ShoppingNetwork101.info
Best tube
Thousands of free videos
www.adultphoyos.com
Find dental insurance personal
Find dental insurance personal Review & Compare!
SearchNext.com
Local Drug Rehab
Leading Drug Rehab in your city. Local Drug Rehab.
www.HelloLocalRehab.com
Local New Cars
Leading New Car Dealers in your city. Local New Cars
www.HelloLocalCar.com
Local Pest Control
Leading Pest Control companies in your city.
www.HelloPest.com
Local Air Duct Cleaning
Leading Air Duct Cleaning services in your city. Local Duct Cleaning
www.HelloDuct.com
Local Plumbers
Leading Plumbing Companies in your city.
www.HelloLocalPlumber.com
Local car repair
Leading car repair companies in your city. Auto Repair
www.HelloLocalRepair.com
Looking For Dental Insurance Personal
Find Dental Insurance Personal Online Get Started Now.
www.searchnext.com
Insurance
Phone Numbers and Contact Info for Insurance Specialists Near You.
www.WYP.net
dental insurance personal Listings
Your Source for Insurance. Find and Compare Insurance Listings Here.
www.AreaConnect.com
dental insurance personal
Find Local Personals Information. Search Local Listings.
www.Findlinks.com
Open Jobs Are Waiting For You!
Search Jobs by Location, Industry or Keyword. Find new jobs every day on Yahoo! HotJobs.
www.hotjobs.com
Dental insurance
From Wikipedia, the free encyclopedia
Jump to: navigation, search | The examples and perspective in this article or section may not represent a worldwide view of the subject. Please improve this article or discuss the issue on the talk page. |
Dental insurance is insurance designed to pay the costs associated with dental care. Dental insurance pays a portion of the bills from dentists, hospitals, and other providers of dental services. By doing so, dental insurance protects people from financial hardship caused by unexpected dental expenses.
The American Dental Association states that more than half of the population in the United States are not covered by any dental insurance plan. Those who do have dental coverage often get it through their employer as part of their health insurance plan. Depending upon the type of medical coverage you have, it may be a good idea to have a compatible program to eliminate any gaps or overlap within the two plans. That may save money while allowing you to take advantage of receiving necessary preventive care.
The most common types of dental insurance plans are either Preferred Provider Organization (PPO) or Dental Health Maintenance Organization (DHMO). Both types are considered managed care, and each dental insurance plan has benefits and disadvantages.
Dentists participating in the PPO plans have negotiated their fees with the administering company, and provide their services under the plan, but this usually doesn't cover all fees. There are deductibles to consider and most of these types of dental insurance plan only pay a percentage of the charges, leaving the patient with a co-pay. There may also be a maximum amount they will pay annually. If your employer is paying the monthly premiums for the dental insurance plan and the dentist you use is part of the PPO, this might be an attractive option.
A Dental Health Maintenance Organization is another dental insurance plan option, based on the model of medical HMOs. Here, too, the patient is enrolled in a program, and can visit any dentist in that program. However, dentists may end up having to provide services at 'below cost' rates, and not be able to spend as much time with each person as a PPO could offer. Working in an HMO setting, the dentist has many more people to see and is compelled to function in an environment where volume matters. Although a patient will be seen and treated, the relationship with the dentist isn't developed due to lack of time. If you want to be seen by a dentist who takes time with his or her patients, this may not be your optimum dental insurance plan.
Retrieved from "http://en.wikipedia.org/wiki/Dental_insurance"Categories: Articles with limited geographic scope | Types of insurance | Healthcare
Views
- Article
- Discussion
- Edit this page
- History
Personal tools
- Sign in / create account
Navigation
- Main page
- Contents
- Featured content
- Current events
- Random article
interaction
- About Wikipedia
- Community portal
- Recent changes
- File upload wizard
- Contact us
- Make a donation
- Help
Toolbox
- What links here
- Related changes
- Upload file
- Special pages
- Printable version
- Permanent link
- Cite this article
- This page was last modified 14:28, 28 April 2007.
- All text is available under the terms of the GNU Free Documentation License. (See Copyrights for details.)
Wikipedia® is a registered trademark of the Wikimedia Foundation, Inc., a US-registered 501(c)(3) tax-deductible nonprofit charity. - Privacy policy
- About Wikipedia
- Disclaimers
Even more about dental insurance personal
PrimeStar Personal Dental Insurance Plan
Consider these facts in deciding if a PrimeStar Personal Dental Insurance Plan is right for you: 3 Different Insurance Plans offering varied levels of coverage. Optional Vision Coverage ...
PrimeStar Personal Dental Insurance Plan
Consider these facts in deciding if a PrimeStar Personal Dental Insurance Plan is right for you: 3 Different Insurance Plans offering varied levels of coverage. Optional Vision Coverage ...
